Loans

Interest Rate Application from 1st May 2024

Loans & Advances

Secured Loans

Sr. No. Details Rate Of Interest
1 Smart Professional Loan (EMI) 11.50%
2 Swapnpurti Gharkul Loan ( Monthly ) EMI 10.00%
3 Swapnpurti Gharkul Loan ( Yearly ) EMI 10.50%
4 Krushimitra Agri Development Loan 12.50% (Yearly)
6 Tourism Loan (EMI) 11.50%
7 Sugarcane Harvesting & Transportation Loan 12.75%
8 Loan Against Property Loan (EMI) 12.75%
9 Udyogvardini Loan (EMI) 12.00%
10 Dyandeep Education Loan (EMI) 11.00%
11 Salary Loan (EMI) 12.00%
12 Agriculture Allied Loan 12.50%
5 Samrudhi Laghu Va Madyam Loan (EMI) 12.50%

Unsecured Loans

Sr. No. Details Rate Of Interest
1 Abhinav Personal Loan. 14.00%
2 Mahila Bachat Gat Loan 14.00%
3 Solar System Loan 11.00%

Hypothecation Secured Loans

Sr. No. Details Rate Of Interest
1 Suvidha Consumer Loan (EMI) 12.50%
2 Suraksha Transportation Loan (EMI) 13.00%
3 Unique Car Purchase Loan (EMI) 10.50%
4 Creative Machinery Loan (EMI) 13.00%
5 Progressive Cash Credit Loan 12.50%
7 Krushisanjivani Crop Loan 10.50% (Yearly)
8 Milks Cattle Loan 12.00%
6 Property Cash Credit 12.75%

Secured Pledge Loans

Sr. No. Details Rate Of Interest
1 Surabhi Gold Loan 9.75%
2 Star Ware House Loan 12.00%
3 Loan Against Fix Deposit 2.00% More than Fd Rate
4 Cash Credit again FD 1.00% More than Fd Rate
5 Surebhi Gold Loan Cash Credit 10.25%

Loan Processing fees, other charges and deduction

Sr. No. Details Amount
1 0 To 50,000/- 1000/-
2 50,000/- To 1,00,000/- 2000/-
3 1,00,000/- To 2,00,000/- 2500/-
4 2,00,000/- To 5,00,000/- 4500/-
5 5,00,000/- To 10,00,000/- 6500/-
6 10,00,000/- To 25,00,000/- 9000/-
7 25,00,000/- Next To 12000/-

Share Deduction

  • Secured Loan: 2.5 %
  • Unsecured Loan: 5 %
  • Cash Credit Renewal: 1%

Penalty Interest: 2 % extra on the pending term.