Interest Rate Application from 1st May 2024
Loans
Loans & Advances
Secured Loans
| Sr. No. | Details | Rate Of Interest | |
|---|---|---|---|
| 1 | Smart Professional Loan (EMI) | 11.50% | |
| 2 | Swapnpurti Gharkul Loan ( Monthly ) EMI | 10.00% | |
| 3 | Swapnpurti Gharkul Loan ( Yearly ) EMI | 10.50% | |
| 4 | Krushimitra Agri Development Loan | 12.50% (Yearly) | |
| 6 | Tourism Loan (EMI) | 11.50% | |
| 7 | Sugarcane Harvesting & Transportation Loan | 12.75% | |
| 8 | Loan Against Property Loan (EMI) | 12.75% | |
| 9 | Udyogvardini Loan (EMI) | 12.50% | |
| 10 | Dyandeep Education Loan (EMI) | 11.00% | |
| 11 | Salary Loan (EMI) | 12.00% | |
| 12 | Agriculture Allied Loan | 12.50% | |
| 5 | Samrudhi Laghu Va Madyam Loan (EMI) | 12.50% |
Unsecured Loans
| Sr. No. | Details | Rate Of Interest | |
|---|---|---|---|
| 1 | Abhinav Personal Loan. | 14.00% | |
| 2 | Mahila Bachat Gat Loan | 14.00% | |
| 3 | Solar System Loan | 11.00% |
Hypothecation Secured Loans
| Sr. No. | Details | Rate Of Interest | |
|---|---|---|---|
| 1 | Suvidha Consumer Loan (EMI) | 12.50% | |
| 2 | Suraksha Transportation Loan (EMI) | 13.00% | |
| 3 | Unique Car Purchase Loan (EMI) | 10.50% | |
| 4 | Creative Machinery Loan (EMI) | 13.00% | |
| 5 | Progressive Cash Credit Loan | 12.50% | |
| 7 | Krushisanjivani Crop Loan | 10.50% (Yearly) | |
| 8 | Milks Cattle Loan | 12.00% | |
| 6 | Property Cash Credit | 12.75% |
Secured Pledge Loans
| Sr. No. | Details | Rate Of Interest | |
|---|---|---|---|
| 1 | Surabhi Gold Loan | 9.75% | |
| 2 | Star Ware House Loan | 12.00% | |
| 3 | Loan Against Fix Deposit | 2.00% More than Fd Rate | |
| 4 | Cash Credit again FD | 1.00% More than Fd Rate | |
| 5 | Surebhi Gold Loan Cash Credit | 10.25% |
Loan Processing fees, other charges and deduction
| Sr. No. | Details | Amount | |
|---|---|---|---|
| 1 | 0 To 50,000/- | 2000/- | |
| 2 | 50,000/- To 1,00,000/- | 3000/- | |
| 3 | 1,00,000/- To 2,00,000/- | 4500/- | |
| 4 | 2,00,000/- To 5,00,000/- | 6500/- | |
| 5 | 5,00,000/- To 10,00,000/- | 9000/- | |
| 6 | 10,00,000/- To 25,00,000/- | 11000/- | |
| 7 | 25,00,000/- Next To | 15000/- |
